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This comprehensive course on Credit and Lending Practices offers a deep dive into the principles and practices of consumer and commercial lending. With an emphasis on current regulations, risk assessment, and real-world applications, students will gain insights into how financial institutions operate in the realm of credit. The course covers everything from the basics of loan origination to advanced topics like ESG.
The course will help participants to develop a strong and consistent culture of customer and client-focused, credit & lending professionalism in banking, and contribute to financial stability in Uganda.
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• Directors and Senior Managers
• Company Secretaries
• Compliance Professionals
• Risk Managers
• Legal Advisers and Lawyers
• In-House Corporate Counsel
• Auditors and Audit Managers
• Compliance Officers and managers
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Module One
• The Credit environment.
• Types of borrowers.
• Credit products and services.
• Credit Analysis and Credit Risk Management.
• Credit delivery channels.
• Credit Policy.
• Credit information sharing.
Module Two
• Principles of sound lending.
• Security for Lending.
• Microfinance Lending.
• Islamic finance
Module Three
• Monitoring, Supervision/follow-up, and management of impaired assets.
Module Four
• Regulation, legislation, and industry codes.
• Environment Social Governance and Green Financing.
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At the end of this course, participants will be able to:
• Explain the principles of lending and the credit environment.
• Understand the different types of borrowers and accompanying credit facilities.
• Describe the credit risk life cycle and how it’s managed.
• Appreciate the social and regulatory requirements of lending and the potential damage to a financial institution’s reputation from bad practice.
• Understand the features of lending sectors.
• Appreciate how financial institutions manage customers and loans when they experience difficulties
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